Have you come across or see people checking-out (pay) with Walmart Credit Card, in the shopping centers and online and you want to know WHY? The reason will make you Apply for Walmart Credit Card right away.
What if you were told that you could possibly get a cashback on every pin spent from your account, of course, this is where Walmart Credit cards become an ultimate as it comes with no annual fee, instead Walmart Credit Card provides 3% cash back of your purchases at Walmart.com, and 2% back at Walmart and Murphy USA gas stations, 1% cash back cashback purchasing outside the store (but using the card).
There are few things you should also be aware of before you apply for Walmart Credit Card, which is; there are two types of Credit Cards you’re expected to apply for – Walmart MasterCard and the Walmart Credit Card.
– Apply for Walmart Credit Card
– Check Credit Score
– No Annual Fee
– Card is Free
Types of Walmart Credit Card to Apply
The card you get depends on your credit score. That is to say, those with fair credit score get the Walmart store card, while the good score gets the Walmart MasterCard. Also, it has little differences in terms of benefits and usage.
Please note that the annual percentage rate varies based on current market conditions.
See details below;
Walmart MasterCard
| Intro APR on Purchase | Intro APR on Balance | Regular APR | Annual Fee |
| N/A | N/A | 18.15% to 24.15% Variable± | $0 |
| Bonuses & Rewards | Foreign transaction fee |
| – 3% on Walmart.com Purchases – 2% on Murphy USA & Walmart gas – 1% on All Other Purchases | – 3% foreign transaction fee |
Save $25 when you open a Walmart credit card and spend $25 today.
Walmart Credit Card
| Intro APR on Purchase | Intro APR on Balance | Regular APR | Annual Fee |
| N/A | N/A | 24.15% Variable± | $0 |
| Bonuses & Rewards | F |
| – 3% on Walmart.com Purchases – 2% on Murphy USA & Walmart gas – 1% on All Other Purchases | N/A |
Save $25 when you open a Walmart credit card and spend $25 today.
Walmart MasterCard Vs Walmart Credit Card
| The Walmart MasterCard is accepted anywhere Mastercard is accepted. | Whereas the Walmart credit card is accepted only through the Walmart online portal, at any Walmart store or Walmart |
| 3% foreign transaction fee | No foreign transaction fee since it’s limited |
Walmart.com Credit Card Application Methods
You can pick up an application at three different locations:
- Walmart store register
- Walmart
jewelry kiosk - Walmart website
- Through the Walmart mobile app
How to Apply for Walmart Credit Card
Generally,
Apply via Walmart store register
- You you to have a valid photo ID plus a current credit card if you have one to any register in a Walmart store to quickly apply for the Walmart credit card.
- The cashier does the application by inputing your information into the screen or scan your credit card to retrieve your initial information.
- During this whole process you will then be asked a series of questions. This are questions you have answers to.
- Then your application will be submitted.
- You will either be approved instantly or be asked to call in to provide further information.
Apply via Walmart jewelry kiosk
This is similar to applying at any register except you’ll have more time and perhaps more privacy.
- You will first present your valid photo ID at the
jewelry kiosk to apply for Walmart credit card - Then follow other steps on “Walmart store
registeration method”.
Apply via Walmart Website
- Click here apply for credit card
- Click “Register”
- Start prpviding the information required until you complete the registration.
- Submit your Walmart credit card application
Apply via Walmart mobile app
- You will have to download the Walmart App to your smart phone,
- Then open the app and select the credit card option from the main menu.
- You will be asked to create an account or log in to your existing Walmart account. Of course to sign up new account is your aim.
- You’ll then be able to complete the Walmart credit card application.
- Review your application and submit.
Alternatively, You can also text the word APPLY to 88278 to receive an application.
Where to use the Walmart Credit Card
The Walmart Credit Card can only be used at these locations listed below:
- Walmart Stores
- Walmart Supercenters
- Walmart.com
- Walmart gas stations
- Murphy USA gas stations
Neighborhood Markets- Sam’s Clubs (active Sam’s Club membership required)
How to Login Walmart Credit Account
You will only be needing your User ID and password to login to your account. Once you’ve logged into your account, to enable you see your Credit card scores and other information regarding your card.
- To login, visit the official page – here
- Enter your User ID
- Enter your Password
- Then click on “Secure Login”
Now your account should open for you ONLY if you entered your information correctly.
In case you forgot your password or couldn’t get your User ID; don’t panic, Walmart.com got you covered. Your personal information will be required to apply for new password or find your User ID.
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