Most times you might find yourself in a tough situation that requires cash to solve such a problem, and just maybe the only option you have is cashing a check to solve that problem. Have you thought of cashing that check online?” many will say it’s impossible but let’s not forget the world is digitalized now, where everything is possible online, and we will be bringing to your knowledge some applications that can be used to cash your checks online without stress.
Checks are becoming a payment form of the past and it’s easy to see why. Checks are extremely inconvenient when it comes to actually get your money. But you have to go to the bank during open business hours wait in the queue, and then deposit or cash the check, just a long process.
But all thanks to our digital world, now you can cash a check online very easily without stress.
How To Cash Your Check Online
Cashing a check online with your mobile phone is easy just with a small fee required, you can cash a check via digital payment sites like Venmo and PayPal, as you have set up an account and/or a mobile app.
Some Few steps To Cashing Of Cash Online
- Simply take a picture of the front and back of the check
- Download the check to the online payment service’s mobile app.
- Expect a delay of one to three days before the check clears and is deposited into your bank account.
It’s as simple as that!
Some Applications For Online Cashing Of Check
- Ingo Money
- Bank of Internet USA
- Guaranty Bank
- Money Mart
PayPal is an application that allows you cash a check directly through their app which is available on both the App Store and Google Play. immediately you download the app simply go to “My Account”, snap a few pics of both sides of your check and you are all set. This is a 100% free service with no fee charged.
This “Ingo Money” is a free app that allows you to cash checks quickly and easily to your bank account, prepaid card or to a PayPal account.
The Ingo money app allows you to deposit just any type of check at any time of the day and get your money instantly without stress. In addition, this app can allow you to divide the cash amount, which can be used to purchase an Amazon gift card and also fund many other accounts.
CHECKOUT: Difference Between Credit Unions And Banks.
Bank of Internet USA
Bank of Internet USA, grants you access to cash your checks online directly into your checking or savings account with their app that is available on both the App Store and Google Play.
Just download the app, then you snap both sides of the check after which you upload both sides of the check into a money market, checking, or savings account. And that’s all, this is a totally free service that is part of their online banking tools. Mind you these tools are only accessible only to those that have a checking or savings account with them.
GoBank makes depositing a check online quick, simple and easy. You can detour going to your bank by just uploading pictures of the check from your smartphone. The app is available on both the App Store and Google Play.
Guaranty Bank happens to be another option when it has to do with being able to cash a check online. The Guaranty Bank helps individuals with their checks press check cashing service. They have different options depending on if you are an account holder or a non-account holder. And they have types of checks that are eligible for their service, which are;
- tax refund
- travelers, and money orders as long as the total is under $5,000.
But if you are an account holder the fee is 1.5% of the check amount and the fee is 2.5% if you are not an account holder. Personal checks are 3% of the check amount for account holders and 3.5% for non-account holders.
Money Mart is another check cashing app that allows you to access your money nearly instantly and also have physical locations across the United States if you do need to walk in. Their app is available on both play store or you google it, and you are also able to upload checks as you would with the other Applications mentioned previously.
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